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Top Mistakes Newcomers Make When Apartment Hunting (and How to Avoid Them)
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Top Mistakes Newcomers Make When Apartment Hunting (and How to Avoid Them)

Written by

The Settlin Team

Published on

March 30, 2025

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Apartment hunting in Canada can feel a bit like dating - lots of options, a few questionable ones, and the occasional "this could be the one!" moment. If you’re a newcomer, it’s normal to feel a little overwhelmed. But don’t worry, here’s how to dodge the common mistakes and find a place you’ll love.

1. Rushing the Search

You want to settle quickly - understandable! But jumping on the first place you see can backfire. Take your time to compare locations, prices, and what’s included. A little patience now saves a lot of headache later.

Tip: Settlin can help with temporary accommodation while you find the right long-term fit.

2. Not Setting a Realistic Budget

Your dream apartment downtown might be gorgeous, but if rent eats up your whole paycheck, reality will hit hard. Remember: your budget should also cover utilities, internet, tenant insurance, and transport. Aim to spend no more than 30-35% of your monthly income on rent.

3. Forgetting to Check What’s Included

Utilities? Laundry? Parking? These can seriously change your monthly costs. Always ask what’s covered before signing anything. Confirm if laundry is in-unit, shared, or down the street.

4. Ignoring the Lease Details

Leases might be boring to read, but they’re crucial. Look for:

  • How much notice you need to give to move out

  • Who’s responsible for repairs

  • Rules around guests, pets, or smoking

5. Being Unprepared for a Credit Check

Landlords often ask for a credit report to check financial reliability. As a newcomer, you might not have Canadian credit yet and that's okay! Offer alternatives like proof of income, bank statements, or a larger deposit.

Not Having Documents Ready

Good apartments go fast. Be ready with:

  • Proof of income

  • ID

  • References (if possible)

  • Bank statements

Apartment hunting might feel stressful at first, but with the right prep (and a little help), you’ll find a cozy place to call home. Stay organized, stay patient, and remember your perfect apartment is out there waiting!

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