Found the perfect apartment? Great! But before you start decorating your dream space with fairy lights and fluffy rugs, let’s talk about the real costs of renting in Canada. (Hint: it's not just that number you see on the listing.)

Utilities (a.k.a. Surprise, You’re Paying for Heat!)

Some rentals include utilities (heat, water, electricity), but many don’t.
If they’re not included, you’ll be responsible for setting them up and paying monthly. Depending on the province, heating alone can really add up in winter.

Always ask what's included before signing anything.

Internet and Cable

Most rentals don’t include Wi-Fi or cable TV. Setting up internet can cost between $50 - $100 monthly, depending on your provider and the speed you choose.
And yes, you’ll probably need it, how else are you going to binge-watch shows and call your family back home?

Tenant Insurance

Many landlords require tenant insurance before you move in.
This covers your belongings in case of theft, fire, or water damage. It's usually pretty affordable, around $15 - $30 per month, but it’s another cost you need to plan for.

Moving Costs

Hiring a moving truck, renting a van, or even just buying boxes and tape can get pricey. If you're moving cities, costs can skyrocket.
Make sure you budget for your move, not just your rent.

Application Fees and Deposits

While application fees are illegal in many provinces, some landlords might still ask for things like key deposits or parking deposits.
Also, almost everywhere, you’ll need to hand over the first month’s rent (and sometimes the last month’s) before you even get the keys.

Furnishing Your Place

Some rentals come furnished, but most don’t. Buying a bed, couch, table, and all the little things (hello, curtains) can add up faster than you think.
Check out Facebook Marketplace or second-hand stores for good deals!

Renting in Canada is a big step, and a big commitment, but knowing about the hidden costs upfront makes it way easier to budget smartly.
Plan wisely, ask lots of questions, and you'll be way ahead of the game (and way less broke after move-in day).